Google creates a tokenized number to authenticate payments in Chrome Autofill, shielding the consumer's card number from merchants while maintaining automatic field population at the point of sale.Īpple similarly stores credentials in a wallet and payments through Apple Pay. This week's update follows the February launch of virtual cards, which can be used online when accessing Chrome Autofill. "At a very basic level you already have people using Gmail and Google Drive to organize their lives," Kim said, adding there's an opportunity to improve that experience by integrating different Google services with Wallet. Consumers for years have used Google Pay or other Google services to store digital credentials. The strategy is as much about simplifying how people engage with Google as it is about developing new technology.
"The driver's license is a critical part of a wallet, it's one of the things that people provide by default," said Kim. Consumers can additionally add boarding passes directly from Google's Messages app. It will initially launch in Maryland, with Arizona, Colorado and Georgia coming online in the next few months. Other updates include adding driver's licenses or an ID card to Google Wallet. There is also an option to save health insurance and pharmacy cards as digital cards in Google Wallet. The upgrades enable users to upload images of items with bar codes and QR codes including library cards, gym cards and other membership cards and convert them into passes. "We want the payment to complement other things that you want in a wallet, such as your identity, tickets, receipts and stuff like that," Kim said. This week, Google expanded the Wallet to streamline the way consumers' different digital products work with each other and with payments. In the 12 months since its launch in 39 countries, Google Wallet now works in more than two dozen additional nations. The new Google Wallet stores the credentials, and Google Pay makes the payment. Google laid the groundwork for a more expansive Wallet in May 2022, when it brought back the Google Wallet brand after several years of making Google Pay its main payment brand.
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